Group Travel Protection Plan
|Trip Cancellation||Trip Cost*|
|Trip Interruption||$150% of Trip Cost|
|Travel Delay – 6 Hours||$750 ($150/day)|
|Missed Connection – 3 Hours||$500|
|Baggage Delay – 24 hours||$300|
|Non-Medical Emergency Evacuation||$150,000|
|Accident & Sickness Medical Expense||$25,000|
|Emergency Evacuation & Repatriation||$100,000|
|Cancel for Any Reason (CFAR)**||Optional-75% of Trip Cost|
Non-Insurance Worldwide Emergency Assistance Services Included Coverages may vary and not all coverage is available in all jurisdictions.
* Up to the lesser of the Trip Cost paid or the limit of Coverage for which benefits are requested and the appropriate plan cost has been paid. Maximum limit of $10,000
** CFAR coverage is 75% of the nonrefundable trip cost. CFAR is optional. Trip cancellation must be 48 hours or more prior to scheduled departure.
CFAR must be purchased at the time of plan purchase and with, or before your final payment. This benefit is not available to residents of New York State.
Insurance costs vary according to the cost of our program.
|Trip Name / Session Name||Trip Cost / Session Cost||General Protection Policy||General Protection Policy with up to $500 Domestic Travel Coverage||Cancel For Any Reason Policy*||Cancel For Any Reason Policy with up to $500 Domestic Travel Coverage*|
|Two Sessions (Session 1 + Session 2 OR Session 2 + Session 3)||$6,990||$190||$204||$285||$306|
Please note, travel insurance premiums are non refundable.
*Not available to NY residents
General Limitations and Exclusions
Insurance benefits are not payable for any loss due to, arising or resulting from: 1. suicide, attempted suicide or any intentionally self-inflicted injury of You, a Traveling Companion, Family Member or Business Partner booked to travel with You, while sane or insane; 2. an act of declared or undeclared war; 3. participating in maneuvers or training exercises of an armed service, except while participating in weekend or summer training for the reserve forces of the United States, including the National Guard; 4. riding or driving in races, or speed or endurance competitions or events; 5. mountaineering (engaging in the sport of scaling mountains generally requiring the use of picks, ropes, or other special equipment); 6. participating as a member of a team in an organized sporting competition; 7. participating in bodily contact sports, skydiving or parachuting, hang gliding or bungee cord jumping; 8. piloting or learning to pilot or acting as a member of the crew of any aircraft; 9. being Intoxicated, or under the influence of any controlled substance unless as administered or prescribed by a Legally Qualified Physician; 10. the commission of or attempt to commit a felony or being engaged in an illegal occupation; 11. normal childbirth or pregnancy (except Complications of Pregnancy) or voluntarily induced abortion; 12. dental treatment (except as coverage is otherwise specifically provided); 13. amounts which exceed the Maximum Benefit Amount for each coverage as shown in the Schedule of Benefits; 14. due to a Pre-Existing Condition, as defined in the Policy. The Pre-Existing Condition Limitation does not apply to the Emergency Medical Evacuation or return of remains coverage; 15. medical treatment during or arising from a Trip undertaken for the purpose or intent of securing medical treatment; 16. a mental or nervous condition, unless hospitalized for that condition while the Policy is in effect for You; 17. due to loss or damage (including death or injury) and any associated cost or expense resulting directly from the discharge, explosion or use of any device, weapon or material employing or involving chemical, biological, radiological or similar agents, whether in time of peace or war, and regardless of who commits the act and regardless of any other sequence thereto.
The following limitation applies to Trip Cancellation: All cancellations must be reported directly to the Travel Supplier within 72 hours of the event causing the need to cancel, unless the event prevents it, and then as soon as is reasonably possible. If the cancellation is not reported within the specified 72 hour period, the Company will not pay for additional charges, which would not have, been incurred had You notified the Travel Supplier in the specified period. If the event prevents You from reporting the cancellation, the 72-hour notice requirement does not apply; however, You must, if requested, provide proof that said event prevented him or her from reporting the cancellation within the specified period.
Additional Limitations and Exclusions Specific to Baggage and Personal Effects: Benefits are not payable for any loss caused by or resulting from: breakage of brittle or fragile articles; wear and tear or gradual deterioration; confiscation or appropriation by order of any government or custom’s rule; theft or pilferage while left in any unlocked or unattended vehicle; property illegally acquired, kept, stored or transported; Your negligent acts or omissions; or property shipped as freight or shipped prior to the Scheduled Departure Date; or electrical current, including electric arcing that damages or destroys electrical devices or appliances.
Please refer to the plan documents below for a complete description of coverage.
How to Purchase
Our group travel insurance policy can be selected and paid for as part of your 6 Points Sci-Tech Academy East camp registration.
If you have already registered and declined to purchase at that time, please contact Meredith Smyth at the URJ Northeast Camps business office at firstname.lastname@example.org or by calling (413) 528-1652. Note that travel insurance must be purchased before your final payment or May 1, whichever is sooner.
- Policies are only available for USA residents.
- The supplemental "Cancellation for Any Reason" benefit is not valid for New York residents.
- All benefits are subject to policy exclusions. See the full policy above for complete details.